The Tax Credits and Deductions Most Canadians Miss Every year, Canadians leave billions of dollars in unclaimed credits and deductions on the table. Not because the rules are hidden, but […]
Small Business Deduction in Canada: How to Qualify and Maximize It
Small Business Deduction in Canada: How to Qualify and Maximize It If you run a Canadian-controlled private corporation (CCPC), the small business deduction (SBD) is probably the most valuable tax […]
Are You a Canadian Content Creator? Here’s What the CRA Expects at Tax Time
You post content, brands send you free stuff, your YouTube channel finally started making money — and then tax season shows up and you realize you have no idea what […]
Foreign Income Reporting in Canada: US Stocks, Foreign Accounts, and the T1135
Foreign Income Reporting in Canada: US Stocks, Foreign Accounts, and the T1135 Got US stocks in a non-registered account? A foreign bank account? Rental property outside Canada? The CRA wants […]
Why Your 2026 Paycheque Has More Deductions (CPP, EI & CPP2 Explained)
Why Your First 2026 Paycheck Looks a Little Different You didn’t get a pay cut. Your boss didn’t change anything. But that first paycheque of 2026 might be smaller than […]
2026年工资单为什么少了？CPP、EI、CPP2扣款全解析
2026年第一张工资单为什么少了？ 没涨薪，公司也没变，但 2026 年第一张工资条可能比你预期的少——因为 CPP 和 EI 的扣款上限从 1 月 1 日起更新了。 这篇文章把具体数字、为什么要扣、以及什么时候终于不扣了，一次说清楚。 工资单上那两笔扣款是什么？ 除了所得税，几乎每个加拿大受雇员工的工资单上都有两项强制扣款： CPP（加拿大养老金计划）：为你将来的退休养老金积累 EI（就业保险）：失业、产假/陪产假、病假等情况下的安全网 两者都是按收入百分比扣取，扣到年度上限为止。达到上限后，当年剩余时间停止扣款，你的实际到手薪资会增加。 2026 年具体数字 CPP（加拿大养老金） 项目 2026 年 员工缴费率 5.95% 最高应缴收入上限 $74,600 基本豁免额 $3,500 […]
Side Hustle + T4 Job: How to File Both on Your Canadian Tax Return
You Have a Day Job AND a Side Hustle. Now What? More Canadians than ever are earning income outside their regular job — driving for Uber, selling on Etsy, freelancing […]
有副业还有T4工作？加拿大报税完全攻略：T2125、GST/HST、CPP一次搞清
有全职工作，还有副业收入——怎么报税？ 跑 Uber、在 Etsy 卖手工品、接自由职业单子、开网店……越来越多的加拿大人在正职工作之外有额外收入。T4 表格的那部分很简单，但副业那笔钱？有它自己的规则、自己的表格，还有几个坑，第一次报税的人几乎都会踩。 这篇文章帮你把两份收入怎么一起报清楚，避免被 CRA “温馨提醒”。 先搞清楚一件事：两种收入，一份报税表 有 T4 工作的时候，雇主帮你搞定了大部分：预扣所得税、扣 CPP、汇 EI。你只需要等年底拿到 T4 表格，填好就发出去。 副业收入完全不同——没有人替你预扣税，也没有人替你交 CPP。每一分钱进账，税都要自己报、自己付。 CRA 把你的收入分成两块： 雇佣收入（Employment Income）——来自 T4 自雇/业务收入（Business/Self-Employment Income）——填 T2125 表格 两块都在同一份个人报税表（T1）里填，不需要另外开一个账户或报两次税。 副业必填的表格：T2125 […]
Carney’s GST Boost Explained: How Much You’ll Get and When It’s Coming
Free Money Is Coming — Here’s If You Qualify The federal government just made one of the largest enhancements to the GST credit in Canadian history. Prime Minister Mark Carney’s […]
Just Had a Baby? Here’s What Changes on Your Tax Return
Baby’s Here — And So Is a Brand New Tax Situation Having a baby changes everything. Including your taxes. Whether you gave birth in 2025 or welcomed a new little […]